This specific scam targets both home sellers and individuals looking for a place to rent. The scam artist in this scam will take photos of a home for sale from a real estate website and then post those photos on rental sites hoping to draw in potential renters. Some portion of the scam also involves not actually getting you into the rental home by saying it is occupied so only pictures will be used. Even if you are allowed into the rental home you still need to be careful as there are some rental companies that let anyone in through a home unattended so long as they provide some identification and a credit card. The scammers can get in using stolen identities or using your own information you gave them on an application.
Generally but not always the rental amount they promote the place at seems too good to be true. For example you might see a rental advertisement showing a nice home for rent for only $700.00 where regularly such a home would rent for $1200. The price difference for rent rates should set off alarm bells in your mind but the rental scammer is hoping to con you by urging you to be quick since a house renting at that rate won鈥檛 keep going long.
The initial parts of the scam may even make the whole thing seem legitimate. The rent scam artist will usually have an official looking application adidas superstar blancas negras , request money for creditpersonal investigations and may even ask for request references. If the scam artist is interested in a quick dollar then they will just take your rental money and run. Others may utilize the data you gave on the rental application to steal your identity as well.
The final part of this scam usually plays out when the scam artist tells you that you have been approved and that you are required to provide money to include first month鈥檚 rent plus a security deposit. The scam artist may ask for cash or money order and will even go as far as giving you a key to the rental home. Unfortunately for you and for others who fall victim to the scam you and a number of other people will show up at the same property with fake keys. Meanwhile the home seller is just as confused as the victims as to why so many people are showing up saying they are there to move into a home that is really for sale.
The best ways to avoid this scam is to follow the old adage if it looks too good to be true it usually is. Before giving out your information or money on rental applications that may be fake attempt to verify that the home is for rent and not for sale. A simple google search of the address may show you if the home is for sale instead of for rent from the results that pop up as real estate listings are usually the top result for home address when they are on sale. You need to view the inside of the home too to see if the person claiming to offer it for rent can actually get you inside. Given enough notice a property owner or landlord can get you inside a rental home to see it, if it is truly for rent. If the scammer won鈥檛 let you in and keeps making excuses it may not hurt to knock on the door and ask whoever is living there if the home is indeed for rent and soon to be vacant.
Other ideas to avoid this scam include checking county records to see who owns the property. If you see a company LLC name as the owner of the property it is more likely to be a rental unit. Above all don鈥檛 be pressured to rush into providing an application due to the rent being low and time being of the essence. These types of scams rely on everything moving very rapidly so that the scam artists can take the money and run before they are caught.
MORTGAGE FINANCE SCAMS
These types of mortgage finance scams can affect both home buyers looking to get a mortgage to buy a home and homeowners who may be looking to refinance their home loan. Often times these fake mortgage lenders advertise on social media groups adidas superstar blancas doradas , Craigslist and other online venues offering to help people with no credit or low credit scores to get a loan. Part of their scam may involve charging application fees for borrowers when they submit their application. The application is also designed to extract as much personal information as possible for use in identity theft. After paying an application fee and providing your personal information you may be asked to pay more fees to cover random things but the end result is the same, you will not get any money to buy a home.
The best way to avoid this type of scam is to only use licensed mortgage loan providers. Most states require mortgage providers to register with the Nationwid
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Thema drucken
17.10.2019 05:09
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